Readiness Gap
Strongest area________________________
Weakest area________________________
First action________________________
Deadline________________________
Credit review date________________________
Comfortable housing range________________________
Legacy Audit
What I am building________________________
What I am protecting________________________
What I am teaching________________________
What I am transferring________________________
Who needs to know________________________
Three 90-Day Goals
Goal 1 · Mortgage readiness
Desired result________________________
First action________________________
Deadline________________________
Weekly action________________________
Accountability person________________________
Goal 2 · Financial stability
Desired result________________________
First action________________________
Deadline________________________
Weekly action________________________
Accountability person________________________
Goal 3 · Generational legacy
Desired result________________________
First action________________________
Deadline________________________
Weekly action________________________
Accountability person________________________
Rhythm and Next Steps
Weekly money meeting________________________
Within 24 hours I will________________________
To reach the next level I must________________________
Area I need to prepare________________________
Programs to compare________________________
Closing Prayer
Father, thank You for every person who completed this challenge and every person joining this lesson. Help us break unhealthy financial cycles and establish new standards for our families. Give us wisdom to manage what You place in our hands, discipline when our emotions change, and humility to seek qualified help. Bless the work of our hands. Help us strengthen our credit, increase our income, reduce our debt, prepare for ownership, protect our assets, and build a legacy that serves future generations. We will move forward with faith, wisdom, action, and accountability. In Jesus' name, amen.
Educational estimates only. This summary is not a lending decision, and it is not legal, tax, or financial advice. Sources: HUD · Consumer Financial Protection Bureau · Freddie Mac.